![]() ![]() So, what are you waiting for? Go ahead and gift one to your friends/family/relatives and turn all the celebrations into joyous events. It is an effective, useful card for minor purchases and must be used wisely, without exceeding the prepaid limit. Like credit and debit cards, the Vanilla Visa gift card has its limitations as well. The card cannot be used outside the United States.You cannot transfer remaining balance from one card to another.It also cannot be used for recurring bills.The card cannot be used at ATM machines.Some cards may have a monthly service fee deduction.There is an initial activation fee associated with each denomination.If you fail to do so, your card may not be accepted, and you will not be able to make a purchase. While swiping the card, please select the ‘Credit’ option and not the ‘Debit’ option.However, some retailers might ask you to wait for 24 hours. Mostly, you can start using your card immediately after activation.A PIN is not required to use this card however, if you need one, you can go to their website and click on ‘Manage PIN’, through which, you can select a 4-digit PIN of your choice.In spite of these glitches, a gift card is very convenient and easy to use for online shopping, according to reviews.Another issue that users come across is that if you have less money on the card, your order will not be processed, since some amount is added as shipping charges.After this, you can make your purchase and payment.Enter the name, address, ZIP code, and other information, and confirm the same with the site. For this, you need to first register your card with the site.This is because a regular credit card has a valid, registered address associated with it, while a gift card does not. One of these errors is that the card does not get authenticated.If you select these cards as your payment mode, you may encounter certain transaction errors.Also, it works similar to a debit card or MasterCard credit card, therefore you need to follow the same procedure as you would normally do for online shopping.Since it is a prepaid card, you know exactly how much you can buy even at online stores.However, it is widely used for online shopping as well.All you need to do is swipe it and push the credit key on the keypad. The card is normally used for gift purchases at different stores and shopping outlets.Your credit reports and scores play an important role in your future financial opportunities. Learn what that means for your loans Protect your credit Learn about mortgage and housing assistance options Protect your financesĪs you prepare for the possible spread of the coronavirus or COVID-19, here are resources to protect yourself financially.įederally-held student loan payments are postponed and interest has been waived. If you can’t make your mortgage payments because of the coronavirus, start by understanding your options and reaching out for help. Get answers to common questions about the Economic Impact Payments Mortgage relief options 1 6 Send funds from the card to someone you trust. ![]() We broke down the most common questions about the Economic Impact Payments being issued by the Internal Revenue Service (IRS). A Vanilla Visa is not a credit card, however, so there is no fee attached to using it. Other resources to help you during the coronavirus pandemic A guide to COVID-19 economic stimulus relief The EIP Card is a Treasury-sponsored, VISA-branded, prepaid debit card that provides a safe, convenient and secure way for EIP recipients to access their Economic Impact Payments without having to go to a bank or credit union to cash a check. Starting the week of May 18th, approximately 4 million eligible recipients of Economic Impact Payments (EIP) will receive an EIP Card in the mail. If you qualify for an Economic Impact Payment, the government might mail you your money on a prepaid VISA debit card issued by Meta Bank. ![]()
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